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Property · Guide

State housing aid: Daam Sakane

A direct grant for a first home in Morocco. Moroccans abroad are eligible and make up about a quarter of beneficiaries.

Checked: October 2026

Key facts

  • 100,000 dirhams for a home priced at 300,000 dirhams or less, tax included.
  • 70,000 dirhams for a home priced between 300,000 and 700,000 dirhams.
  • The programme runs from 2024 to 2028. At the end of November 2025, 24% of its 75,760 beneficiaries lived abroad.
  • It is for a first home that becomes a main residence. The full conditions are on the programme's website.

Steps

  1. Check that you qualify and apply on the Daam Sakane platform.
  2. Choose a home with a land title and a certificate of occupancy.
  3. Sign the preliminary contract at a notary, who requests the payment of the aid.
  4. Sign the final deed. The aid is paid through the notary.

Watch out

  • The aid comes with a commitment to keep the home as a main residence for several years. Selling or renting early can mean repaying it.
  • The grant does not check the builder for you. Visit, compare and ask about the surroundings: the ministry is now reviewing the quality of homes bought with the aid.

Official sources

daamsakane.ma

Checked: October 2026. Independent guide, not a government site. Rules change: confirm on the official page before you act.

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