Bab Lbladباب البلاد
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Services

Banks

Every bank in Morocco, its offer for Moroccans abroad, the number to call from abroad and where it is present in your country.

Read on 10 October 2026

In short

  • Eight banks say you can open the account from abroad, online or in their app: Attijariwafa bank, Banque Populaire, BANK OF AFRICA, CIH Bank, Crédit Agricole du Maroc, BMCI, Saham Bank and Bank Al Yousr.
  • From abroad, call the number given for customers abroad. Short numbers such as 2121, 2828, 3232 or 4242 work only from inside Morocco.
  • Three banks have their own branches in Europe: Attijariwafa bank Europe, Chaabi Bank (Banque Populaire) and BANK OF AFRICA.
  • Several packages are free only at the start: 12 months at BMCI, the first year at Crédit du Maroc. Ask what they cost afterwards.
  • An account in convertible dirhams lets you take your money back out of Morocco. An ordinary dirham account is for spending in Morocco.

Banks

Attijariwafa bank

Offer for Moroccans abroad: Pack Elan

A dirham account for Moroccans abroad with a Visa card and online banking. There are four levels; the cheapest, for 18 to 25 year olds, starts at 5 dirhams a month.

Inside Morocco
+212 5 22 58 88 88
From your country
France +33 820 899 899Belgium +32 22 500 230Netherlands +31 800 554 4002United Arab Emirates +971 600 521 633
Mobile app
Attijari Mobile
Account opened from abroad
Yes

Transfers. Attijariwafa bank Europe advertises free online transfers from France to Morocco with Attijari'Transfer, available in 2 hours.

Present abroad

Partner exchange houses

  • United Arab Emirates: Al Ansari Exchange, Lari Exchange, Al Fuad Exchange, Al Fardan Exchange, Al Rostamani, Lulu Exchange
  • Saudi Arabia: NCB Al Ahli, Enjaz Bank Al Bilad, Alinma Bank, Ersal
  • Qatar: Al Fardan Exchange, Gulf Exchange, Al Dar Exchange

Attijariwafa bank Europe has 44 branches in France, Belgium, Spain, Italy and Germany.

Source: attijarimdm.com

Banque Populaire

Group: Groupe BCP

Offer for Moroccans abroad: Pack BLADI

A bundle of account, cards and remote banking for Moroccans abroad, sold in six versions.

Inside Morocco
2121
From your country
France +33 1 71 14 77 95Netherlands +31 20 808 16 37
Hours
Every day from 8:00 to 20:00, Morocco time.
Account opened from abroad
Yes

Transfers. In France the bank trades as Chaabi Bank and sells Bladi Transferts for sending money to Morocco.

Present abroad

  • France · Chaabi Bank · Branches · chaabibank.fr
  • Belgium · Branches
  • Spain · Branches
  • Italy · Branches
  • Netherlands · Branches
  • Germany · Branches
  • United Kingdom · Branches

The group lists branches in France, Belgium, Spain, Germany, Great Britain, the Netherlands and Italy.

Source: mdm.groupebcp.com

BANK OF AFRICA

Offer for Moroccans abroad: Pack BLUE / Pack FIRST

An account in dirhams or in convertible dirhams with a Visa card and online banking. It opens online from abroad in four steps.

Inside Morocco
080 100 8100
From your country
France 0825 067 373
Mobile app
BMCE Direct
Account opened from abroad
Yes

Transfers. The Daba Transfer app sends money to Morocco from France, Spain, Italy, Belgium, Germany and the Netherlands. Signing up is free.

Present abroad

Many customers still know it as BMCE Bank. Its money transfer company in Europe is BMCE EuroServices.

Source: bankofafrica.ma

CIH Bank

Offer for Moroccans abroad: CODE 212

An account opened fully online from abroad. At its launch in July 2024 the bank announced account fees and a card free for life.

Mobile app
CIH Mobile
Account opened from abroad
Yes

Transfers. At launch, transfers from a linked European account to the CIH account were announced as instant and free.

Source: fr.hespress.com (read on Hespress, not on the provider's own page)

Crédit Agricole du Maroc

Offer for Moroccans abroad: Pack L'BLED

A bundle of everyday banking services for Moroccans abroad. The account can be opened from your mobile, wherever you are.

Mobile app
Bank-E Online
Account opened from abroad
Yes

Source: creditagricole.ma

Crédit du Maroc

Offer for Moroccans abroad: Confiance Jaliya

Includes an account in convertible dirhams and free transfers inside Crédit du Maroc. Free for the first year, according to the bank's 2025 brochure.

Inside Morocco
3232
Mobile app
myCDM

Source: immobilier.creditdumaroc.ma

BMCI

Offer for Moroccans abroad: Pack Horizons

An account in convertible dirhams with a Visa Gold International card. Free for the first 12 months. The account opens online in six steps.

Inside Morocco
2828
Mobile app
BMCI Connect
Account opened from abroad
Yes

The bank advertises 42,000 cash machines in more than 50 countries through its partner network.

Source: bmci.ma

Saham Bank

Group: Saham

Offer for Moroccans abroad: Forfait Start / Dynamic / Signature

Three packages with unlimited standard and instant transfers. Dynamic adds two free withdrawals a month at other banks' cash machines. The account opens remotely.

Inside Morocco
4242
Hours
24 hours a day, every day.
Mobile app
Saham Bank
Account opened from abroad
Yes

Transfers. Transfers received on a Saham Bank account are advertised as free of charge.

Saham Bank is the name of the former Société Générale Maroc since June 2025.

Source: sahambank.com

Al Barid Bank

Post office bank

Offer for Moroccans abroad: Hssab Rawabit

The post office bank's account for Moroccans abroad, with Visa cards and an assistance contract. The account is opened in a branch in Morocco.

Inside Morocco
080 200 32 32
Hours
Every day from 8:00 to midnight.
Mobile app
Barid Bank Mobile
Account opened from abroad
No

Source: albaridbank.ma

CFG Bank

No package for Moroccans abroad, but they can hold an account in dirhams, in convertible dirhams or in foreign currency.

Hours
Every day from 8:15 to 21:00.
Mobile app
L'Appli CFG Bank

Source: cfgbank.com

Arab Bank

Group: Arab Bank

Its Moroccan site shows no offer for Moroccans abroad.

Source: arabbank.ma

Participative (Islamic) banks

Umnia Bank

Group: CIH Bank, CDG, Qatar International Islamic Bank
Mobile app
UConnect

Its site has a section for Moroccans abroad and an online form to start opening an account.

Source: umniabank.ma

Bank Assafa

Group: Attijariwafa bank
Inside Morocco
05 29 04 04 44
Mobile app
Assafa Mobile

An account can be opened remotely in the Assafa Mobile app with a Moroccan identity card.

Source: bankassafa.com

Bank Al Yousr

Group: Groupe BCP, Guidance Financial Group
Inside Morocco
05 22 58 50 50
Mobile app
AL YOUSR CONNECT
Account opened from abroad
Yes

You can start opening the account in the app before you travel. The contract must be signed within one year.

Source: alyousr.ma

Bank Al Karam

Group: BANK OF AFRICA
Inside Morocco
0801 05 04 04
Mobile app
ALKARAM Connect

Bank Al Karam is the new name of BTI Bank.

Source: bankalkaram.ma

Al Akhdar Bank

Group: Crédit Agricole du Maroc

Three conventional banks also sell participative (Islamic) products under a separate name, inside their own branches. Dar Al Amane (Saham Bank), Najmah (BMCI), Arreda (Crédit du Maroc).

The accounts you can hold

Account in convertible dirhams
Banks may open it for Moroccans living abroad. It is fed by transfers from abroad or by foreign currency. Its balance can be used for any payment in Morocco or abroad, cash withdrawals included. Source: oc.gov.ma
Account in foreign currency
Held in euros, dollars or another currency, under the same rule as the account in convertible dirhams: the money can be used in Morocco or sent back abroad. Source: oc.gov.ma
No overdraft
Accounts in convertible dirhams and in foreign currency may never be overdrawn. Source: oc.gov.ma
Ordinary dirham account
The everyday account for your expenses in Morocco. Before you pay a large sum into it, ask the bank what can be taken back out of Morocco from this account. Source: oc.gov.ma

A dispute with your bank

A dispute with your bank that its complaints service has not settled can go to the banking mediator. The service is free and confidential, and the request is filed online.

Name
Centre Marocain de Médiation Bancaire
Phone
05 22 27 21 69
E-mail
cmmb@cmmb.ma
Hours
Monday to Friday, 9:00 to 16:00.

See also